As a matter of policy and in keeping with international best practice, all of FBC's financial subsidiaries undergo annual international credit rating. The table below shows each unit's latest rating:
| Subsidiary | 2021 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | Rating Agency |
| FBC Bank Limited | A- | BBB+ | BBB+ | BBB+ | BBB+ | A- | A- | A- | A- | Global Rating Agency, South Africa |
| FBC Reinsurance Limited | A- | A- | A- | A- | A- | A- | A- | A- | A- | Global Rating Agency, South Africa |
| FBC Building Society | - | BBB- | BBB | BBB- | BBB- | BBB- | BBB- | BBB- | BBB- | Global Rating Agency, South Africa |
| FBC Insurance Company Limited | - | A- | A- | A- | A- | A- | A- | BBB- | BB+ | Global Rating Agency, South Africa |
| Microplan Financial Services Limited | - | BBB | BBB | BBB | BBB- | N/A | N/A | N/A | N/A | Microfinanza |